4 months have passed since we opened our Zopa account and I am pleased to say we have lent out 100% of our £1000 fund.

I haven’t had any problems using Zopa and so far I really like the hands-off automated approach to their system. Below are screenshots from my fourth month, you can see I gained £4.71 interest from borrowers.

It looks like I have 2 late payments accumulated now, and also a notice from Zopa saying they are processing repayments and some may not be reflected in my balance.

And here is my (very detailed) loan book which documents every loan and is available to download in .csv format which is very handy.