3 months have passed since we opened our Zopa account and I am pleased to say we have lent out 100% of our £1000 fund.

I haven’t had any problems using Zopa and so far I really like the hands-off automated approach to their system. Below are screenshots from my thirdmonth, you can see I gained £6.83 interest from borrowers.

As expected I saw a higher return in interest this month. It looks like all my repayments are now flowing back into my pot. I’m actually earning more than the 5.1% promise which is excellent.

Get an extra £50 in your account when you lend £2000 or more.

Sign up to Zopa

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And here is my (very detailed) loan book which documents every loan and is available to download in .csv format which is very handy.